Overtime

SEED T4 Fully on-chain Listed Rank 1 of 20 Last reviewed 2026-09-14

What this is

As of September 2026, Overtime is an on-chain betting protocol running on Optimism, Arbitrum and Base, where sports positions and its short-form casino games (such as hi-lo and speed markets) settle through smart contracts played from a self-custodied wallet or smart account. Its $OVER token carries both a return boost and a performance fee on token-denominated bets. Of everything in this index it is the easiest for an outsider to audit, because the markets and the liquidity pool are public contracts — but we have not made a bet, read the contracts line by line or confirmed any licence.

Score breakdown

75/100 Total

Every sub-score is points out of its weight, so the total is a sum you can recheck by hand.

Payout proof 18/25

Positions settle from smart contracts to a self-custodied wallet on Optimism, Arbitrum and Base, so there is no operator withdrawal queue to pass; we still hold no payout hashes.

Transparency 23/25

The highest transparency in this seed grid: markets, settlement and the liquidity pool are public contracts on three L2s that anyone can query independently of the front end.

Survival 12/20

Longest-running protocol in Band A with a live token and multi-chain deployment, but protocol revenue and liquidity still swing with crypto market cycles.

Freedom 12/15

Wallet or social sign-in with no KYC step advertised; front-end geo-restrictions are possible and untested by us.

Value 10/15

Token-denominated bets carry a performance fee and price risk alongside the market spread; no verified figures.

Caps applied

No caps applied

How this score is built

Key facts

Custody: Non-custodial
KYC: None
On-chain tier: T4 — Fully on-chain
Status: Listed
Licence: unknown
Chains: OP · ARB · BASE
Provably-fair originals: Yes
Live dealer: No
Sportsbook: Yes
Founded: unknown
Reserve: Reserve: unverified
Last reviewed: 2026-09-14

Verified vs claimed

Verified by us

Nothing verified yet.

The left column stays empty until we have done the work ourselves: a deposit, a withdrawal with a hash we can publish, or a treasury address read on a public chain. We would rather show an empty column than a borrowed number.

Claimed by the operator

On-chain tier: T4 — Fully on-chain
Licence: unknown
Custody: Non-custodial
KYC: None
Provably-fair originals: Yes

These are the operator's own statements as we read them on the date below. Recording a claim is not endorsing it.

Risks

Protocol, not an operator: there is no counterparty to complain to and no consumer-protection route.
Smart-contract risk is the main failure mode; a bug in market or settlement logic can be unrecoverable.
Liquidity-pool depth caps market sizes and can move payouts on large positions.
Token-boosted bets add price exposure that has nothing to do with the outcome you picked.

Notes

Claimed: 100% on-chain, non-custodial, contract-settled markets across three L2s. Verified by us: nothing — we have not queried the deployed contracts.
We have not published contract addresses because we have not confirmed them ourselves.
Licence: unknown. Overtime presents as a protocol, not a licensed operator; no licensing claim found.
Founded year left null. The protocol's launch is commonly placed in 2021 but we did not confirm a date.
Casino games are short-form originals; there is no live-dealer product.